How to check the public record — and how to read a missing permit without jumping to the wrong conclusion.
This usually comes up at the worst moment — a buyer's agent asks about the finished basement, or an appraiser will not count a bedroom. The question underneath is simple: does the city's record show this work?
The common case, and the one people worry about. Work was done, no permit was taken out, and there is no inspection record that it was done correctly.
Plenty of work is genuinely exempt. Replacing like for like, cosmetic work, and minor repairs often need no permit at all.
This is the one that gets missed. If a city's plumbing record starts in 2003, a 1994 bathroom will show nothing — and that absence is not evidence of anything.
Corner lots, renumbered streets, units within a building. A permit can exist and not be findable if you only search one spelling of the address.
Look the address up here and read what exists for that city, with the city's own starting date stated alongside it.
The issuing city is always the authority. For anything consequential — a transaction, a dispute — confirm with them.
A permit that was pulled but never finalised is its own signal: the work started under a permit and was never signed off.